CIT Bank Promo Codes & Promotions.

CIT Bank promotions and promo codes for accounts &updated For February 2024

Choosing the right accounts for your personal financial goals can be complex. CIT Bank’s financial products are designed to help you earn amazing returns on the money you deposit with them. Whether it’s a CD or a Savings Account, you can earn more money with their high-interest APY promotions, while also saving money with their low or non-existent fees.

One benefit of the current interest rate environment is that you can earn high returns on short-term investments like 6-month CDs. The drawback is that there are requirements hidden in the fine print that you need to do to earn the best rate. We’ll provide the information you need (i.e. minimum deposits) to make sure you get the best rates possible.

Best CIT Bank Promotions Right Now:

Get 4.95% APY when you open a CIT Bank Platinum Savings Account.

When you open a new Platinum Savings Account and carry a daily balance of $5,000, you'll qualify for Tier 2. This means that you'll earn 4.95% APY, plus a 12x multiplier. No promo code required.

Get 4.95% APY when you open a CIT Bank Platinum Savings Account.

When you open a new Platinum Savings Account and carry a daily balance of $5,000, you'll qualify for Tier 2. This means that you'll earn 4.95% APY, plus a 12x multiplier. No promo code required.

Open a Savings Connect Account and Earn 4.60% APY & 12x Multiplier.

Open a CIT Bank is offering 4.60% APY when you open a Savings Connect account. Minimum balance required is $100. See CIT Bank for details.

Open a Savings Connect Account and Earn 4.60% APY & 12x Multiplier.

Open a CIT Bank is offering 4.60% APY when you open a Savings Connect account. Minimum balance required is $100. See CIT Bank for details.

Get up to $30 Back on other Bank's ATM Fees.

CIT Bank doesn't charge ATM fees on their eChecking accounts. In addition to saving on ATM fees, CIT Bank will also reimburse you up to $30 per month in ATM fees incurred from using other bank's ATMs. In addition, you can also earn up to 0.25% APY with your eChecking account too!

Get up to $30 Back on other Bank's ATM Fees.

CIT Bank doesn't charge ATM fees on their eChecking accounts. In addition to saving on ATM fees, CIT Bank will also reimburse you up to $30 per month in ATM fees incurred from using other bank's ATMs. In addition, you can also earn up to 0.25% APY with your eChecking account too!

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To qualify for the highest interest rate, you'll need to maintain a balance of $25,000 in your account. Otherwise, your interest rate will be 0.40%.

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To qualify for the highest interest rate, you'll need to maintain a balance of $25,000 in your account. Otherwise, your interest rate will be 0.40%.

Get a Money Market Account with CIT Bank

Get a Money Market Account with 1.55% APY at CIT Bank! The minimum balance for this account is $100.

Get a Money Market Account with CIT Bank

Get a Money Market Account with 1.55% APY at CIT Bank! The minimum balance for this account is $100.

Get up to 5.00% with a 6-Month CD from CIT Bank!

This is one of the only times where a 6-month CD will offer a higher-interest rate than a 13-month CD. Open a 6-month CD today and lock in a 5.00% APY.

Get up to 5.00% with a 6-Month CD from CIT Bank!

This is one of the only times where a 6-month CD will offer a higher-interest rate than a 13-month CD. Open a 6-month CD today and lock in a 5.00% APY.

Earn up to 4.65% APY with a 13 Month CD Account!

CIT Bank CDs offers a safe, and secure way to grow your savings. Choose from a selection of CD rates and terms to help you keep on track for your savings goals.

Earn up to 4.65% APY with a 13 Month CD Account!

CIT Bank CDs offers a safe, and secure way to grow your savings. Choose from a selection of CD rates and terms to help you keep on track for your savings goals.

Get up to 4.90% APY on a No Penalty CD at CIT Bank!

Get the CIT Bank No-Penalty CD, you get the security of an 11 month CD with no withdrawal penalty seven days or later after funds have been received.

Get up to 4.90% APY on a No Penalty CD at CIT Bank!

Get the CIT Bank No-Penalty CD, you get the security of an 11 month CD with no withdrawal penalty seven days or later after funds have been received.

Expired Promotions:

Get up to $300 Cash Bonus with the CIT Bank Saving Builder Account (Retired).

Terms and Conditions: here's how to get the $300 cash bonus for your new account. You need to deposit $25,000 within the first 90 days of opening your account. The cash bonus will be deposited by CIT Bank and is treated as interest income. Instead of a discount amount offered by this promo code, the code gets you a cash bonus instead.

Get up to $300 Cash Bonus with the CIT Bank Saving Builder Account (Retired).

Terms and Conditions: here's how to get the $300 cash bonus for your new account. You need to deposit $25,000 within the first 90 days of opening your account. The cash bonus will be deposited by CIT Bank and is treated as interest income. Instead of a discount amount offered by this promo code, the code gets you a cash bonus instead.

The Most Popular Products from CIT Bank.

ProductAPYMin Deposit
CIT Bank Savings Connect4.95% APY$100
CIT Bank 6 Month CD5.00% APY$1,000
CIT Bank 13 Month CD4.65% APY$1,000
CIT Bank 18 Month CD4.60% APY$1,000
CIT Bank Savings Builder1.00% APY$100
CIT Bank Platinum Savings4.85% APY$5,000 daily balance
CIT Bank 2 Year CD0.40% APY$1,000

About Cit Bank:

CIT (Commercial Investment Trust) Bank is a web-based banking solution that features the leading rates of interest rates on the CDs (Certificates of Deposit) and saving accounts.

Even though CIT Bank is an online-only bank, it is FDIC-insured. This means that the federal government protects you up to $250,000 per depositor, for each account ownership category, in the event of a bank failure.

CIT Bank also offers home loan items with adjustable and fixed rates and funding for your business venture. Their services are for individual and commercial customers. It also provides deposit items like savings and checking accounts, personal retirement accounts, deposit certificates, and money market accounts.

Similar Banks Offering Cash Bonuses:

Bank & Account TypeCash Bonus:Requirements
Chase Business Complete Banking$500 CashMinimum Deposit of $15,000.
Chase Business Complete Banking$300 CashMinimum Deposit of $2,000.
Chase Total Checking®$200 CashSet up direct deposit within 90 days of opening account.
BMO Harris Premier™ Account$500 Cash$7,500 in qualifying direct deposits within the first 90 days
BMO Harris Smart Advantage Account$300 Cash$4,000 in qualifying direct deposits within the first 90 days
BMO Harris Smart Money™ Account$300 Cash$4,000 in qualifying direct deposits within the first 90 days
U.S. Bank Smartly® CheckingUp to $400 CashComplete 2+ direct deposits within 90 days of opening your account that total $5,000+. Make at least 10 debit card purchases totaling $100+.
$25+ opening deposit.

Redeeming your CIT Bank Coupon Codes:

CIT Bank used to offer up to $300 cash bonus for new customers opening a Savings Builder account. You would get this bonus after depositing at least $25,000 and entering the “SPRING20” promo code during your account setup.

CIT Bank has moved away from promo codes that you need to manually enter. Instead, they offer benefits like higher APY, no fees, and even ATM reimbursements for their accounts.

How to Get More Savings CIT Bank:

For you to get the CIT Bank codes, you can click on the items with coupon codes to reveal them. Look for the product you want the discount for then after showing the code, proceed to the CIT Bank user interface and paste your code at the bottom right after entering the details of your order. The next page will show you how much you have saved and what you will pay for your order.

Have a keen eye on their page for coupons. There are times that CIT bank offer coupon codes for the new clients. For instance, you could get a cash bonus if you open some particular accounts. When you find one, be wary that this offer expires and therefore you act quickly. You will not require coupon codes to get the high-interest rates on the money market account.

At the CIT Bank, apply for the CIT Bank Savings Builder High Yield Savings Account. For you to continue earning top-notch interest rates, deposit above $100 every month, or if you want to save for high balance keep your balance above $25,000.

All the Ways you can Contact Customer Service:

In case you have some questions or you need clarification you can call the CIT Bank’s client service on any day of the week using this number: 855-462-2652. You can also fill in an online form to receive the email reply to your inquiry.

You can also get help about your issues on their official twitter page and tweet your request. They will reply to your inquiry in a short time and ask you to check your email for further instructions. They also have an Official Facebook page where they may post products with coupons and also release updates and news concerning the CIT Bank.

They even have a YouTube channel that you can subscribe to get to know more of them. You could get a notification every time they post something new.

Refund Policy:

When CIT Bank notices that the item you deposited or cashed is being returned without payment, they will clear your product at their discretion again. They will then put a hold on the subject funds or charge you a fee for the refund and any interest that it has earned; it does not matter if the notice or return of non-payment is timely or proper.

This condition also applies to the drawn checks that are not paid for some reason, and to the checks which are returned in compliance to the legal provisions, rule or regulation. CIT bank may process a fee for any returned item and will notify you orally, in writing or electronically about the return.

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Today's Top Coupons:

Total Offers:14
Total Codes:6
Average Savings:20%
Best Discount:30%
Store Rating:5 Stars
Verified Coupons:6
Cashback offers?No
Online Coupons or In-StoreOnline
Best $ Off Promo Code$5.50

Use Coupon Codes to Get the Biggest Discount:

You'll save money when you shop by using discounts and savings to get lower prices. But using promo codes will save you even more money on your purchase. Get the best possible price with these money saving tips:

About Coupon Codes

Promo codes are alphanumeric digits that offer percentage or dollar amount discounts on your order total price. Although rarer, sometimes a promo code will offer a free gift or free delivery instead of a discounted price.

Why Use Coupon Codes on your Purchase:

These coupons & promo codes are the best way to get the most significant discount on your purchase. Although there are other tips and savings strategies to get the most out of your money.

The most important drawbacks of using a promo code is that it may be a limited-time offer that has already expired, or not applicable to the type of purchase you’re making. Or the promo code may only apply to full-priced items.

Using promo codes may also make you ineligible for cashback rewards from programs like BeFrugal and Lemoney.

Lastly, sometimes using a promo code may invalidate any rewards you may receive as part of their loyalty program. Each rewards program has their own unique terms and conditions.

Tips if the Promotional Code Isn’t Working:

Make sure you check the full terms and conditions of the promotional code. It may be expired, or not applicable to the type of purchase you’re making.

Ways to Save the Most Money:

These tactics will help you get the best bang for your buck:

  • Download the app. Many stores offer cheaper prices or exclusive coupons for purchases in-app.
  • Join the rewards program. Lower prices, rewards points for future savings, and free gifts are the most common incentives offered by rewards programs.
  • Navigate this website frequently to find the latest coupons and promotional offers.

What you should keep in mind before using these coupons:

You should be aware that their promo codes are almost always subject to certain terms and conditions. These terms include minimum purchase requirements and restrictions on the items eligible for the discount.

Why use CouponJournal to get deals?

Our handy savings tips and verified coupons makes learning about promo codes and discounts fun and easy, so you can feel confident in your ability to save money on your next purchase.